1. Introduction

At Spark Finance Show, we are committed to ensuring your satisfaction with our products and services. This Refund Policy outlines the conditions under which refunds are provided for purchases made through our website.

We encourage you to carefully review this policy before making a purchase. By purchasing any product or service from us, you agree to be bound by this Refund Policy.

2. Digital Products

2.1 E-Books and Digital Guides

Due to the nature of digital products, all sales of e-books, financial guides, and other downloadable content are generally final and non-refundable once the download has been initiated or the content has been accessed.

However, if you experience technical issues that prevent you from accessing your purchased digital product, please contact our customer support team within 7 days of purchase, and we will work to resolve the issue or provide a replacement.

2.2 Online Courses

For online courses, we offer a 14-day money-back guarantee from the date of purchase if you are not satisfied with the course content. To be eligible for a refund:

  • You must not have completed more than 25% of the course
  • You must request the refund within 14 days of purchase
  • You must provide a detailed explanation of why the course did not meet your expectations

Once we receive your refund request, our team will review it and process the refund if the conditions are met. Please note that we reserve the right to deny refund requests that we determine are not made in good faith.

3. Subscription Services

3.1 Monthly Subscriptions

For monthly subscription services, you may cancel your subscription at any time. Refunds for the current billing period are not provided, but your subscription will remain active until the end of the current billing cycle.

3.2 Annual Subscriptions

For annual subscription services, we offer a prorated refund if you cancel within the first 30 days of your subscription. After 30 days, no refunds will be issued for the remaining portion of the annual subscription.

3.3 Premium Membership

Premium memberships come with a 30-day satisfaction guarantee. If you are not satisfied with your premium membership within the first 30 days, you can request a full refund. After 30 days, memberships are non-refundable.

4. Webinars and Live Events

4.1 Live Webinars

Refunds for live webinars are available up to 7 days before the scheduled event. After this time, no refunds will be issued, but you may transfer your registration to another person or receive a credit for a future webinar.

4.2 Recorded Webinars

Purchases of recorded webinars follow the same policy as digital products (see Section 2.1).

4.3 In-Person Events

For in-person events, the following refund schedule applies:

  • Cancellation 30+ days before the event: Full refund minus a $50 processing fee
  • Cancellation 15-29 days before the event: 50% refund
  • Cancellation 0-14 days before the event: No refund

In the event of unforeseen circumstances that prevent us from holding an in-person event, you will be offered either a full refund or credit toward a future event.

5. Consulting Services

For one-on-one consulting services, the following refund policy applies:

  • Cancellation with 48+ hours notice: Full refund or rescheduling at no additional cost
  • Cancellation with less than 48 hours notice: No refund, but we may offer rescheduling at our discretion

If you are not satisfied with a consulting session after it has occurred, please contact us within 7 days to discuss your concerns. We value your feedback and may offer a partial refund or a follow-up session at no additional cost depending on the circumstances.

6. How to Request a Refund

To request a refund, please follow these steps:

  1. Email our customer support team at [email protected] with the subject line "Refund Request"
  2. Include your order number, purchase date, and the product or service for which you are requesting a refund
  3. Provide a detailed explanation of why you are requesting a refund
  4. Include any relevant supporting documentation

We aim to respond to all refund requests within 3 business days. Once approved, refunds will be processed to the original payment method used for the purchase. Please allow 5-10 business days for the refund to appear in your account, depending on your financial institution.

7. Refund Processing Time

Once a refund is approved, processing times are as follows:

  • Credit/Debit Card Payments: 5-10 business days
  • PayPal Payments: 3-5 business days
  • Bank Transfers: 7-14 business days

Please note that while we process refunds promptly on our end, the time it takes for the refund to appear in your account depends on your financial institution or payment provider.

8. Exceptions to the Refund Policy

The following situations are exempt from our standard refund policy:

  • Promotional or discounted items marked as non-refundable at the time of purchase
  • Group package deals or bundled products (which may have their own specific refund terms)
  • Products or services obtained through fraudulent means or misrepresentation
  • Cases where we reasonably suspect abuse of our refund policy

We reserve the right to modify these exceptions or make exceptions on a case-by-case basis at our sole discretion.

9. Changes to the Refund Policy

We reserve the right to modify this Refund Policy at any time. Changes to the policy will be effective immediately upon posting on our website. It is your responsibility to review this policy periodically for changes.

The refund policy that was in effect at the time of your purchase will apply to your transaction.

10. Contact Us

If you have any questions about our Refund Policy, please contact us:

  • By email: [email protected]
  • By phone: +1 (520) 929-5678
  • By mail: 15834 Rashad Springs Suite 564, Blairville, GA 24575-8706

Our customer support team is available Monday through Friday, 9:00 AM to 5:00 PM EST, excluding holidays.

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